Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.–Charles Dickens
There are millions of people globally struggling with debt. However, a lot of debt can be alleviated if you have the right tools, knowledge, discipline and a money mindset.
This workshop will provide you with the tools you need to reduce or eliminate debt, and give you the financial stability you need. The guide teaches you the benefits of having a budget and how to build a budget that fits your needs, and lifestyle. You will discover how you can cut costs, pay off debts, and live within your budget to gain financial freedom and prosperity.
“Too many people spend money they earned to buy things they don’t want, to impress people that they don’t like.”
– Will Rogers
As we journey through and move beyond the novel coronavirus (COVID-19) global pandemic, its effect on our lives and livelihood, increased cases of unemployment, diseases, death, depression, bankruptcy, domestic violence, and all fears of a tiny unseen enemy. It takes faith, renewed mindset, vision, and financial wisdom. For you to repair, restore, rebound, and rebuild your wealth, manage cashflow due to deferrals and loan repayments, change your unemployment status, financial behavior to recover from the loss in an economic downturn.
“I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.”
– Warren Buffett
“Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society.”– Robert J. Shiller
- Discover how to establish financial goals
- Evaluate where financial cuts can be made
- Learn the basics about expenses
- Determine what tools you need to stick with your budget.